HDFC Credit Card + 31k retail swipe spends = Rs. 450 voucher like Swiggy (i.e 1.4% reward)

₹30,550 ₹31,000 · 1% off at DesiDime · Credit Card Rewards

Spend ₹31,000, get a ₹450 voucher, 1.4% reward on HDFC Credit Card